Privacy Policy

Privacy Policy

 

Financial

WE DO NOT STORE CREDIT CARD DETAILS NOR DO WE SHARE CUSTOMER DETAILS WITH ANY 3RD PARTIES

 INFORMATION HORAO GROUP MAY COLLECT FROM YOU

When you use one of our mobile of web applications or contact us by e-mail, Horao Group may collect and process any information you give, including the following:
Forms filled out by you within the Apps on our website Any e-mail correspondence between you and Horao Group Ltd. Any reports on problems or support requests for the Apps Your name, address, e-mail address and phone number Horao Group may automatically collect the following information:
Technical information, including IP address, login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform; Information about your visit, including the full clickstream to, through and from the Apps (including date and time); Pages you viewed or searched for; page response times, download errors, length of visits to certain App and web pages, page interaction information and methods used to navigate away from the page.

INFORMATION HORAO GROUP MAY COLLECT FROM OTHER SOURCES

Horao Group are also working closely with third parties (including, for example, business partners, analytics providers, and social networks such as Facebook and Twitter who enable sign-on functionality and social network integration) and may receive information about you from them.
If you choose to use features on Horao Group Apps, website or web apps that connect to your online profiles or social media accounts (“Connected Accounts”), Horao Group may collect any information that you permit through your settings on those Connected Accounts. Please review your Connected Account privacy settings to control what information is provided to Horao Group.

HOW YOUR INFORMATION MAY BE USED

Horao Group may use information held about you in the following ways:
To help respond to your queries;
To carry out obligations arising from any contracts entered into between you and Horao Group and to provide you with the information, products and services that you request from Horao Group;
To provide you with information about the services Horao Group offer that are similar to those that you have already purchased or enquired about;
To notify you about changes to the services;
To manage your access to the services;
To allow you to interact with the Apps;
To comply with legal and regulatory requirements;
To administer the Apps for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
To improve the Apps to ensure that content is presented in the most effective manner for you and for mobile device;
To allow you to participate in interactive features of the service, when you choose to do so;
As part of our efforts to keep our Apps safe and secure.

INFORMATION HORAO GROUP RECEIVE FROM OTHER SOURCES

Horao Group may combine information received from other sources with information you give to Horao Group. We may use this combined information for the purposes set out above.

DISCLOSURE OF YOUR INFORMATION

Aggregated, anonymised or other data to advertisers, advertising networks and social networks that require the data to select and serve relevant adverts to you and others. Horao Group may also use aggregate information to help advertisers reach the kind of audience they want to target. Horao Group may make use of the personal data collected from you to comply with advertisers’ wish to display their advertisement to a target audience.

STORAGE AND TRANSFER OF DATA

All the information you provide may be processed and stored, transferred or accessed by Horao Group’s selected business partners and service providers.
The security of your personal information is important to Horao Group. All information you provide to Horao Group is stored on secure servers or secure services controlled by third parties.

SOCIAL MEDIA

Our Apps includes Social Media Features, such as the Facebook share button. These features may collect your IP address, which page you are visiting on the site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on the Apps. Your interactions with these Features are governed by the privacy policy of the company providing it.

YOUR RIGHTS

Where applicable under local law, you may request a copy of the personal information held by Horao Group about you and may ask about all recipients of the information, the purpose of the processing, request the correction of incorrect data, and request the blocking and deletion of such data by contacting Horao Group. Horao Group may require you to prove your identity with approved identification if you request this information.
You are responsible for keeping your information up-to-date. You may update your information by contacting Horao Group using the details provided in the “contact us” section of our website and/or Apps.
You also have the right, where provided under applicable law, to ask Horao Group not to process your personal data.
If your personal information changes, or if you no longer desire the services, you may correct, update, amend, delete or remove it by contacting Horao Group using the details provided in the “contact us” section of our website and/or Apps.
Horao Group will retain your information for as long as your account is active or as needed to provide services. Horao Group will retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce agreements.